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Important Information Regarding Lobby Availability. Freedom to Open New Branch in Baltimore County. For More Information, Please Read the Press Release. Skip to content Menu Schedule an appointment Rates Contact Us Branch Locations & ATMs Login Site Search Routing Number: 255077299 « Back Personal Checking & Savings Personal Checking Empower Checking Personal Savings Certificates IRAs Money Market Youth Accounts Loans & Credit Cards Anything Loans Credit Cards Debt Consolidation Home Loans Student Loans Vehicle Loans Services Digital Services Fraud Alerts Overdraft Protection Skip-A-Pay Telephone Banking Open an Account Apply for a Loan Apply for a Credit Card Enroll in Online Banking Business Business Overview & Eligibility Business Checking and Savings Business Credit Cards Business Loans Business Services Cash Management Login Resources Tools Financial Education Calculators Credit Reports Fraud Information Partner Offers Financial Planning HomeAdvantage Discounts Insurance Member Programs Golden Apple Program Freedom at Work Program About About Us Board of Directors Careers Freedom Philosophy Our Mission, Vision and History News News & Events Press Releases Reports & Newsletters COVID-19 Related Updates Apply Login Online Banking Forgot password Sign in New to online banking? Enroll now Leave High-Rate Debt behind Wave good-bye to debt in 2021 with two great debt management options from Freedom. 0% APR Visa Balance Transfers and a NEW low 4.99% Rate on Debt Consolidation Loans! Debt Management Options Online Banking Login Open an Account Apply for a Loan or Credit Card Forms Helping You Reach Your Financial Dreams Empower Checking Live More. Do More. Earn 3.00% APY on balances up to $10,000 with a FREE Empower Checking account. A worry free way to save big. Learn More ≫ Anything Loan...and we mean ANYTHING. Whatever the situation, Freedom is committed to providing the support you need to see you through. As Low As 4.99% APR and deferred payments up to 90 Days. Learn More ≫ REFI YOUR RIDE Take 2.00% off your current auto loan rate. Save hundreds or even thousands over the life of your loan. No payments up to 90 days! Learn More ≫ Financial Planning for a Better You Freedom is pleased to offer financial planning and wealth management services through our trusted partner, The Kelly Group. Learn More ≫ Introducing... Contactless Debit Cards Freedom now offers all personal and business Debit cards with Contactless tap-and-go technology, and a sleek new design. Learn More ≫ Download Freedom's Card Manager App Freedom’s Card Manager is a free mobile app that gives you advanced control, convenience, and security over your Freedom debit and credit cards, right from your smartphone or tablet. Learn More ≫ Today's Loan Rates See all rates ≫ Variable-Rate Home Equity Line of Credit As low as 3.25* % APR Fixed-Rate Home Equity Line of Credit As low as 3.99* % APR Auto Loan As low as 2.14* % APR Debt Consolidation Loan As low as 4.99* % APR Anything Loan As low as 4.99* % APR Visa Credit Card As low as 3.99 % APR News and Community Impact SPECIAL $50 Bonus for Military Families Military families who add a new membership are eligible to receive a $50 Bonus deposited into their share savings account through June 30, 2 ... Read NEWS A Complete Line of Personal and Business Credit Cards Our credit cards are no longer our best kept secret. Cardrates.com recently published a feature story about Freedom's great card offerings, ... Read NEWS June Newsletter Catch up on the latest news and promotions from Freedom in our member e-Newsletter. Don't miss your chance to win a $25 e-gift card just fo ... Read FINANCIAL EDUCATION Why Your Kids Should Have A Youth Account Guest Blogger, Ellie Lott, from youngandinvested.com explores 6 reasons to open youth accounts for your children ... Read NEWS Freedom Puts a Focus on Families Navigating Debt BadCredit.org recently profiled how Freedom Federal Credit Union helps families struggling with Debt ... Read NEWS New Benefits for Educators Freedom introduces a newly revamped financial program exclusively for educators ... Read More Recent News and Events ≫ Mobile Deposit is Super Convenient Start Mobile Banking Leave High-Rate Debt Behind Wave good-bye to debt in 2021 with two great debt management options from Freedom. 0% APR Visa Balance Transfers and a NEW low 4.99% Rate on Debt Consolidation Loans! Leave My Debt Behind! Helping You Reach Your Financial Dreams Empower Checking Live More. Do More. Earn 3.00% APY on balances up to $10,000 with a FREE Empower Checking account. A worry free way to save big. Learn More ≫ Anything Loan... and we mean ANYTHING. Whatever the situation, Freedom is committed to providing the support you need to see you through. As Low As 4.99% APR and deferred payments up to 90 Days. Learn More ≫ REFI YOUR RIDE Take 2.00% off your current auto loan rate. Save hundreds or even thousands over the life of your loan. No payments up to 90 days! Learn More ≫ Financial Planning for a Better You Freedom is pleased to offer financial planning and wealth management services through our trusted partner, The Kelly Group. Learn More ≫ Introducing... Contactless Debit Cards Freedom now offers personal and business Debit cards with Contactless tap-and-go technology, and a sleek new design. Learn More ≫ Download Freedom's Card Manager App Freedom’s Card Manager is a free mobile app that gives you advanced control, convenience, and security over your Freedom debit and credit cards, right from your smartphone or tablet. Learn More ≫ We offer a complete suite of products, services, tools and advice! Quick Links to Personal Products and Services Checking & Savings Checking Accounts Easy Saver Savings Accounts IRAs Money Markets Saving Accounts Accounts for People Under 26 Loans & Credit Cards Anything Loans Credit Cards Debt Consolidation Home Equity Loan Home Equity Line-of-Credit Vehicle Loans Digital Services Bill Pay Digital Wallets Mobile Check Deposit Funds Transfers Mobile App General Services Automated Fraud Alerts Overdraft Protection Skip-A-Pay Telephone Banking Whenever I stop into my neighborhood Freedom FCU I feel like I'm visiting my family. There is always a familiar face to greet me. I love it and would never think of banking anywhere else at this time. - Patricia I. Today's Loan Rates See all rates ≫ Variable-Rate Home Equity Line of Credit As low as 3.25* % APR Fixed-Rate Home Equity Line of Credit As low as 3.99* % APR Auto Loan As low as 2.14* % APR Debt Consolidation Loan As low as 4.99* % APR Anything Loan As low as 4.99* % APR Visa Credit Card As low as 3.99 % APR News and Community Impact SPECIAL $50 Bonus for Military Families Military families who add a new membership are eligible to receive a $50 Bonus deposited into their share savings account through June 30, 2 ... Read NEWS A Complete Line of Personal and Business Credit Cards Our credit cards are no longer our best kept secret. Cardrates.com recently published a feature story about Freedom's great card offerings, ... Read NEWS June Newsletter Catch up on the latest news and promotions from Freedom in our member e-Newsletter. Don't miss your chance to win a $25 e-gift card just fo ... Read FINANCIAL EDUCATION Why Your Kids Should Have A Youth Account Guest Blogger, Ellie Lott, from youngandinvested.com explores 6 reasons to open youth accounts for your children ... Read NEWS Freedom Puts a Focus on Families Navigating Debt BadCredit.org recently profiled how Freedom Federal Credit Union helps families struggling with Debt ... Read NEWS New Benefits for Educators Freedom introduces a newly revamped financial program exclusively for educators ... Read More Recent News and Events ≫ Ready to Belong To Something Special? Join Freedom FCU Prefer not to apply online? Stop by one our five branches throughout Harford County, email us, or call 1-800-440-4120 Contact Us Find a Branch or ATM Careers Press Releases Forms Rate...